OCBC Save Easy Deals

OCBC presents OCBC Save Easy Deals from from 1st January until 31st March 2013. The campaign consists of 3 FD promotions and 1 investment promotion.

The promotions in the campaign are as below table:

No	Product	FD Tenure	Interest Rate	Eligibility
1	FD promotion	1st: 3-month	3.80% p.a.	Min RM 5000 deposit
		2nd: 3-month	2.85% p.a.
2	Investments promotion	3-month	4.00% p.a.	Must purchase OCBC investment product
3	Bonus Savers promotion	3-month	4.50% p.a.	Min RM 5000 deposit, with 50% of equivalent amount place in CASA
4	Premier 3-month FD promotion	3-month	5.50% p.a.	Premier Banking customer with 3 Product Holding where 1 of the products must be non-deposit Wealth product.

The effective rate for FD promotion (6-month tenure) is 3.325% p.a. while the effective rate for Bonus Savers promotion (3-month tenure) is 3.5% p.a. So it is better to go for Bonus Savers promotion with shorter tenure and higher interest rate.