Save Money & Get Chance to Win Prizes Part I

Do you like to win prizes from lucky draw? Do you know that we can enrol in lucky draw without having to pay for lottery? Yes, you can actually do so by saving your money with these two banks in Malaysia:

1. Bank Simpanan Nasional (BSN) with its deposit product called Sijil Simpanan Premium (SSP).
2. Bank Islam Malaysia Berhad (BIMB) with its deposit products called Al-Awfar and Al-Awfar Junior.

BSN is offering 44,573 prizes for a year to SSP Certificate Holders through the Monthly Premium SSP Draws. You also stand a chance to win special prizes with another 2 extra draws which are SSP Localised Draws and SSP Special Draw. SSP is open to anyone aged 12 and above with permanent address in Malaysia. Minimum savings is RM 10 for 1 unit. 

SSP purchase can be made via BSN counters, ATM, CDM, BSN:SMS (SMS Banking), MyBSN (Internet Banking), Standing Instruction, Salary deduction and Banking Beyond Branches Agents.

SSP is transacted according to the Mudharabah contract with a Profit Sharing Ratio (Customer:Bank) as shown in below tables:

Sijil Simpanan Premium

SSP	Profit Sharing Ratio	Indicative Profit Rates
< RM5,000	2:98	0.15%
Up To RM50,000	3:97	0.20%
> RM50,000	6.5:93.5	0.60%

Special Edition SSP

Special Edition SSP	Minimum Savings	Profit Sharing Ratio	Indicative Profit Rates
6 Month	RM1000	25:75	2.00%
12 Month	RM3000	30:70	2.42%

These are the lucky draw prizes for February 2013:

Placing	Prizes	Quantity
Monthly Draw
1st Prize	Camry 2.0 E	1
2nd Prize	Preve 1.6	1
3rd Prize	Jewellery voucher	5
4th Prize	Samsung Galaxy Note	15
5th Prize	DSLR Camera	35
6th Prize	iPad	80
7th Prize	Galaxy Tab 10.1	150
8th Prize	SSP 150	2,800
Local Draw
1st Prize	Viva	1
2nd Prize	Modenas GT 128	5
3rd Prize	iPhone	10
4th Prize	SSP 150	100

You can refer to selected newspapers, Information Board at any BSN branch and MyBSN for SSP Draw Results. You can sell back your SSP unit fully or partially after 45 days from the issuance of your SSP certificate. All your units are entitled for the monthly draw, for as long as they have not been redeemed.