48 SMART: Public Bank Super FD Promotion
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Monday 3 June 2013

Public Bank Super FD Promotion

Public Bank has launched a 12-month step up bundled FD promotion, known as the Super FD, from today until 30th September 2013. The campaign is open to all new and existing individual customers (personal or joint accountholders) of Public Bank.

































The eligible customers are required to place fresh funds of minimum RM 10000 and in multiple of RM 5000 up to maximum of RM 3000000 into both PLUS FD and PLUS Savings Account (SA) at 80:20 ratio. The amount in PLUS SA will be earmarked for 12 months while the PLUS FD will be placed under 1 month tenure on auto-renewal basis and locked in for 12 months.

Customers have the flexibility to withdraw at any time but only entitle for the prevailing FD board rates. The step up interest rate for each month is shown in the above picture. The interest rate for PLUS SA can be found here. The effective interest rate for this FD campaign is just 3.32% p.a., not that attractive if compared to OCBC FD promotion.

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